South Heart, ND
South Heart, ND's wildfire risk, in USFS's own numbers
South Heart sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 306 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Heart at the 47th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
South Heart's building exposure, zone by zone
Indirect exposure is dominant in South Heart (71.2% of 306 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.8% sit in the Direct zone.
South Heart against the rest of the country
South Heart's risk sits at a similar level relative to North Dakota (49th percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, South Heart ranks 16,051 for wildfire risk (1 is highest) and 21,482 by building count (1 is largest). Within North Dakota alone, it ranks 205 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
South Heart and the insurance market
At the 49th national percentile, South Heart rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
South Heart's 71.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 306 counted buildings into the percentiles shown above for South Heart. For more on what indirect exposure implies beyond South Heart, see the exposure-zones guide.