South Haven, MI
How exposed is South Haven to wildfire?
South Haven's 3,407 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Haven's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
South Haven's building exposure, zone by zone
Only 9% of South Haven's 3,407 buildings carry Direct exposure and 23.5% carry Indirect; the remaining 67.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where South Haven ranks
Compare South Haven's two percentiles: 51st within Michigan, only 15th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, South Haven ranks 26,823 for wildfire risk (1 is highest) and 4,910 by building count (1 is largest). Within Michigan alone, it ranks 364 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 15th national percentile, South Haven rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in South Haven
South Haven's 67.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
South Haven's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond South Haven, see the exposure-zones guide.