South Gorin, MO
South Gorin wildfire risk explained
USFS's Wildfire Risk to Communities model puts South Gorin at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 117 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts South Gorin at the 66th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Most of South Gorin's buildings (62.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
South Gorin against the rest of the country
There's little gap between South Gorin's 64th national percentile and its 66th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, South Gorin ranks 11,410 for wildfire risk (1 is highest) and 28,315 by building count (1 is largest). Within Missouri alone, it ranks 368 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in South Gorin
South Gorin's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
South Gorin's 62.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind South Gorin's 11,410-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond South Gorin, see the exposure-zones guide.