South Gate Ridge, FL
South Gate Ridge wildfire risk explained
USFS's Wildfire Risk to Communities model puts South Gate Ridge at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,287 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Gate Ridge at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
South Gate Ridge's building exposure, zone by zone
Only 7.1% of South Gate Ridge's 2,287 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
South Gate Ridge against the rest of the country
South Gate Ridge's 59th national percentile looks worse in isolation than its 13th ranking inside Florida does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, South Gate Ridge ranks 13,007 for wildfire risk (1 is highest) and 6,731 by building count (1 is largest). Within Florida alone, it ranks 835 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
South Gate Ridge's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 92.9% of South Gate Ridge outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where South Gate Ridge's figures come from
Every one of the two percentiles behind South Gate Ridge's 13,007-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what South Gate Ridge's dominant minimal exposure actually means, with real examples from across the dataset.