South Carthage, TN
How exposed is South Carthage to wildfire?
USFS scores South Carthage at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 728 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts South Carthage at the 31st percentile, close to its 28th-percentile risk score.
South Carthage's building exposure, zone by zone
728 buildings are counted in South Carthage, and 56.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
South Carthage against the rest of the country
South Carthage's risk sits at a similar level relative to Tennessee (15th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, South Carthage ranks 22,700 for wildfire risk (1 is highest) and 14,367 by building count (1 is largest). Within Tennessee alone, it ranks 429 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
South Carthage and the insurance market
At the 28th national percentile, South Carthage rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 56.6% of South Carthage in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind South Carthage's 22,700-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond South Carthage, see the exposure-zones guide.