South Brooksville, FL
South Brooksville wildfire risk explained
South Brooksville sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,618 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Brooksville at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
73.5% of South Brooksville's 2,618 buildings sit in USFS's Direct exposure zone, roughly 1,924 structures close enough to burnable vegetation for flame contact, not just embers — 26.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How South Brooksville compares
There's little gap between South Brooksville's 88th national percentile and its 75th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, South Brooksville ranks 3,777 for wildfire risk (1 is highest) and 6,069 by building count (1 is largest). Within Florida alone, it ranks 241 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
South Brooksville and the insurance market
South Brooksville's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
South Brooksville's 73.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,618 counted buildings into the percentiles shown above for South Brooksville. For more on what direct exposure implies beyond South Brooksville, see the exposure-zones guide.