South Boardman, MI
South Boardman, MI's wildfire risk, in USFS's own numbers
South Boardman sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 406 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Boardman's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in South Boardman: 69.2% of its 406 buildings, versus 30.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
South Boardman against the rest of the country
Within Michigan, South Boardman ranks higher (96th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, South Boardman ranks 14,843 for wildfire risk (1 is highest) and 19,097 by building count (1 is largest). Within Michigan alone, it ranks 29 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
South Boardman and the insurance market
South Boardman's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in South Boardman
Because Direct exposure dominates in South Boardman (69.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 406 counted buildings into the percentiles shown above for South Boardman. For more on what direct exposure implies beyond South Boardman, see the exposure-zones guide.