South Bloomfield, OH
How exposed is South Bloomfield to wildfire?
Out of every US place USFS scores, South Bloomfield lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,108 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Bloomfield at the 8th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where South Bloomfield's buildings actually sit
South Bloomfield rates 72.7% Minimal exposure against just 27.3% Direct and 0% Indirect — of 1,108 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where South Bloomfield ranks
South Bloomfield's 28th-percentile standing inside Ohio outpaces its 7th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, South Bloomfield ranks 29,231 for wildfire risk (1 is highest) and 11,233 by building count (1 is largest). Within Ohio alone, it ranks 910 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 7th national percentile, South Bloomfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 72.7% of South Bloomfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,108 counted buildings into the percentiles shown above for South Bloomfield. For more on what minimal exposure implies beyond South Bloomfield, see the exposure-zones guide.