South Apopka, FL
How exposed is South Apopka to wildfire?
South Apopka sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,153 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Apopka's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
South Apopka's building exposure, zone by zone
USFS classifies 46.5% of South Apopka's buildings as Direct exposure, higher than its 11.9% Indirect share and far above its 41.5% Minimal share — a profile where 1,002 structures sit close enough to vegetation that lot clearing matters most.
How South Apopka compares
South Apopka's 76th national percentile looks worse in isolation than its 38th ranking inside Florida does — this place is on the milder end for its own state, by 38 points. Among the 31,521 US communities USFS scores, South Apopka ranks 7,686 for wildfire risk (1 is highest) and 7,060 by building count (1 is largest). Within Florida alone, it ranks 597 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in South Apopka
South Apopka's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in South Apopka (46.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
South Apopka's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond South Apopka, see the exposure-zones guide.