Sopchoppy, FL
How exposed is Sopchoppy to wildfire?
USFS's Wildfire Risk to Communities model puts Sopchoppy at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 355 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sopchoppy at the 96th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sopchoppy's building exposure, zone by zone
77.5% of Sopchoppy's 355 buildings sit in USFS's Direct exposure zone, roughly 275 structures close enough to burnable vegetation for flame contact, not just embers — 22.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Sopchoppy compares
Sopchoppy scores 95th nationally and 93rd within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sopchoppy ranks 1,541 for wildfire risk (1 is highest) and 20,180 by building count (1 is largest). Within Florida alone, it ranks 69 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Sopchoppy and the insurance market
Sopchoppy's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Sopchoppy (77.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Sopchoppy's figures come from
Every one of the two percentiles behind Sopchoppy's 1,541-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sopchoppy's dominant direct exposure actually means, with real examples from across the dataset.