Somerville, AL
How exposed is Somerville to wildfire?
USFS's Wildfire Risk to Communities model puts Somerville at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 503 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Somerville at the 51st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Somerville's buildings actually sit
87.7% of Somerville's 503 buildings sit in USFS's Direct exposure zone, roughly 441 structures close enough to burnable vegetation for flame contact, not just embers — 12.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Somerville against the rest of the country
Inside Alabama, Somerville sits at just the 5th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Somerville ranks 16,534 for wildfire risk (1 is highest) and 17,276 by building count (1 is largest). Within Alabama alone, it ranks 560 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Somerville
At the 48th national percentile, Somerville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 87.7% of Somerville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 503 counted buildings into the percentiles shown above for Somerville. For more on what direct exposure implies beyond Somerville, see the exposure-zones guide.