Somerset, WI
Somerset, WI's wildfire risk, in USFS's own numbers
USFS scores Somerset at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,152 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Somerset's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Somerset's building exposure, zone by zone
USFS puts 71.5% of Somerset's 1,152 buildings in the Indirect exposure zone, versus 28.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Somerset against the rest of the country
Somerset's 79th-percentile standing inside Wisconsin outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Somerset ranks 20,787 for wildfire risk (1 is highest) and 10,950 by building count (1 is largest). Within Wisconsin alone, it ranks 168 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Somerset
Somerset's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Somerset (71.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Somerset's figures come from
Somerset's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Somerset's dominant indirect exposure actually means, with real examples from across the dataset.