Somerset, PA
Somerset, PA's wildfire risk, in USFS's own numbers
Somerset's 2,840 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Somerset at the 43rd percentile, close to its 43rd-percentile risk score.
Where Somerset's buildings actually sit
2,840 buildings are counted in Somerset, and 82% of them are Indirect exposure — ember-driven risk rather than the 18% in Direct exposure or the 0% rated Minimal.
Where Somerset ranks
Somerset's 68th-percentile standing inside Pennsylvania outpaces its 43rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Somerset ranks 18,133 for wildfire risk (1 is highest) and 5,680 by building count (1 is largest). Within Pennsylvania alone, it ranks 637 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Somerset and the insurance market
Somerset's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Somerset's 82% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Somerset's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Somerset, see the exposure-zones guide.