Somerset, OH
Somerset wildfire risk explained
Somerset sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 828 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Somerset at the 34th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Somerset's buildings (63.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Somerset ranks
Compare Somerset's two percentiles: 75th within Ohio, only 34th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Somerset ranks 20,713 for wildfire risk (1 is highest) and 13,371 by building count (1 is largest). Within Ohio alone, it ranks 320 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Somerset
Somerset's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Somerset
With ember exposure the dominant pattern in Somerset (63.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Somerset's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Somerset, see the exposure-zones guide.