Somers, MT
How exposed is Somers to wildfire?
USFS's Wildfire Risk to Communities model puts Somers at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 777 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Somers at the 78th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Somers's building exposure, zone by zone
62.4% of Somers's 777 buildings sit in USFS's Direct exposure zone, roughly 485 structures close enough to burnable vegetation for flame contact, not just embers — 34.5% fall in the Indirect, ember-only zone and 3.1% are Minimal.
How Somers compares
Somers ranks lower within Montana (50th percentile statewide) than its 78th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Somers ranks 6,902 for wildfire risk (1 is highest) and 13,844 by building count (1 is largest). Within Montana alone, it ranks 240 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Somers
Somers's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Somers
Somers's 62.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Somers's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Somers, see the exposure-zones guide.