Somers, IA
Somers, IA's wildfire risk, in USFS's own numbers
Somers sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 116 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Somers's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Somers's buildings actually sit
Only 25.9% of Somers's 116 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Somers against the rest of the country
There's little gap between Somers's 4th national percentile and its 9th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Somers ranks 30,196 for wildfire risk (1 is highest) and 28,356 by building count (1 is largest). Within Iowa alone, it ranks 927 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Somers's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Somers
With 74.1% of buildings rated Minimal exposure, Somers gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Somers's figures come from
Every one of the two percentiles behind Somers's 30,196-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Somers's dominant minimal exposure actually means, with real examples from across the dataset.