Solomons, MD
How exposed is Solomons to wildfire?
Out of every US place USFS scores, Solomons lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 990 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Solomons's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
What "at risk" means for the buildings here
990 buildings are counted in Solomons, and 54% of them are Indirect exposure — ember-driven risk rather than the 35.6% in Direct exposure or the 10.4% rated Minimal.
How Solomons compares
Within Maryland, Solomons ranks higher (92nd percentile) than it does nationally (69th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Solomons ranks 9,641 for wildfire risk (1 is highest) and 12,003 by building count (1 is largest). Within Maryland alone, it ranks 41 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Solomons's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Solomons (54% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 990 counted buildings into the percentiles shown above for Solomons. For more on what indirect exposure implies beyond Solomons, see the exposure-zones guide.