So-Hi, AZ
How exposed is So-Hi to wildfire?
So-Hi's 338 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks So-Hi at the 77th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
So-Hi's building exposure, zone by zone
Of So-Hi's 338 counted buildings, 87% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where So-Hi ranks
So-Hi ranks lower within Arizona (51st percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, So-Hi ranks 5,251 for wildfire risk (1 is highest) and 20,613 by building count (1 is largest). Within Arizona alone, it ranks 219 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, So-Hi carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 87% of So-Hi in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind So-Hi's 5,251-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond So-Hi, see the exposure-zones guide.