Snyder, CO
Snyder wildfire risk explained
USFS scores Snyder at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 125 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Snyder's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Snyder (80% of 125 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20% sit in the Direct zone.
How Snyder compares
Snyder ranks lower within Colorado (11th percentile statewide) than its 43rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Snyder ranks 17,829 for wildfire risk (1 is highest) and 27,929 by building count (1 is largest). Within Colorado alone, it ranks 423 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Snyder's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Snyder
With ember exposure the dominant pattern in Snyder (80% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Snyder's 17,829-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Snyder, see the exposure-zones guide.