Sneads, FL
Sneads wildfire risk explained
USFS scores Sneads at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,408 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sneads's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Sneads's buildings actually sit
1,408 buildings are counted in Sneads, and 85.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Sneads compares
Sneads's 68th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Sneads ranks 10,108 for wildfire risk (1 is highest) and 9,594 by building count (1 is largest). Within Florida alone, it ranks 726 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Sneads and the insurance market
Sneads's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Sneads
With 85.2% of Sneads in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sneads's figures come from
The methodology guide shows exactly how USFS turned 1,408 counted buildings into the percentiles shown above for Sneads. The exposure-zones guide covers what Sneads's dominant direct exposure actually means, with real examples from across the dataset.