Smyrna, DE
Smyrna wildfire risk explained
Smyrna sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,754 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Smyrna at the 42nd percentile, close to its 42nd-percentile risk score.
Where Smyrna's buildings actually sit
Smyrna rates 79.1% Minimal exposure against just 17% Direct and 3.9% Indirect — of 3,754 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Smyrna against the rest of the country
Smyrna scores 42nd nationally and 56th within Delaware — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Smyrna ranks 18,144 for wildfire risk (1 is highest) and 4,472 by building count (1 is largest). Within Delaware alone, it ranks 35 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Smyrna and the insurance market
Smyrna's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Smyrna
Smyrna's 79.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,754 counted buildings into the percentiles shown above for Smyrna. For more on what minimal exposure implies beyond Smyrna, see the exposure-zones guide.