Smoaks, SC
Smoaks, SC's wildfire risk, in USFS's own numbers
USFS scores Smoaks at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 127 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Smoaks at the 72nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 86.6% of Smoaks's buildings as Direct exposure, higher than its 13.4% Indirect share and far above its 0% Minimal share — a profile where 110 structures sit close enough to vegetation that lot clearing matters most.
Where Smoaks ranks
Smoaks's risk sits at a similar level relative to South Carolina (64th percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Smoaks ranks 8,928 for wildfire risk (1 is highest) and 27,871 by building count (1 is largest). Within South Carolina alone, it ranks 173 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Smoaks
At the 72nd percentile nationally, Smoaks carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Smoaks (86.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 127 counted buildings into the percentiles shown above for Smoaks. For more on what direct exposure implies beyond Smoaks, see the exposure-zones guide.