Smithville, IL
Smithville, IL's wildfire risk, in USFS's own numbers
USFS scores Smithville at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 182 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Smithville's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Smithville's building exposure, zone by zone
Direct exposure dominates in Smithville: 76.4% of its 182 buildings, versus 0% Indirect and 23.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Smithville compares
Within Illinois, Smithville ranks higher (44th percentile) than it does nationally (10th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Smithville ranks 28,295 for wildfire risk (1 is highest) and 25,529 by building count (1 is largest). Within Illinois alone, it ranks 815 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 10th national percentile, Smithville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 76.4% of Smithville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Smithville's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Smithville, see the exposure-zones guide.