Smithville, GA
How exposed is Smithville to wildfire?
Smithville sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 428 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Smithville at the 57th percentile, close to its 58th-percentile risk score.
Smithville's building exposure, zone by zone
428 buildings are counted in Smithville, and 80.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.7% rated Minimal.
How Smithville compares
Inside Georgia, Smithville sits at just the 15th percentile even though it scores 58th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Smithville ranks 13,296 for wildfire risk (1 is highest) and 18,689 by building count (1 is largest). Within Georgia alone, it ranks 568 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Smithville
Smithville's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 80.1% of Smithville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Smithville's 13,296-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Smithville, see the exposure-zones guide.