Smithville Flats, NY
Smithville Flats, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Smithville Flats lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 281 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Smithville Flats at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Smithville Flats's buildings actually sit
Of Smithville Flats's 281 counted buildings, 92.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Smithville Flats ranks
Smithville Flats's 39th-percentile standing inside New York outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Smithville Flats ranks 26,227 for wildfire risk (1 is highest) and 22,157 by building count (1 is largest). Within New York alone, it ranks 786 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Smithville Flats and the insurance market
At the 17th national percentile, Smithville Flats rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Smithville Flats
Because Direct exposure dominates in Smithville Flats (92.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Smithville Flats's figures come from
Every one of the two percentiles behind Smithville Flats's 26,227-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Smithville Flats's dominant direct exposure actually means, with real examples from across the dataset.