Smithton, IL
How exposed is Smithton to wildfire?
Out of every US place USFS scores, Smithton lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,807 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Smithton at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Smithton's building exposure, zone by zone
89.8% of Smithton's 1,807 buildings sit in USFS's Minimal exposure zone, with only 10.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Smithton against the rest of the country
Smithton's 25th-percentile standing inside Illinois outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Smithton ranks 30,154 for wildfire risk (1 is highest) and 8,040 by building count (1 is largest). Within Illinois alone, it ranks 1,085 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Smithton
At the 4th national percentile, Smithton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Smithton's 89.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Smithton's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Smithton, see the exposure-zones guide.