Smiths Ferry, ID
How exposed is Smiths Ferry to wildfire?
USFS's Wildfire Risk to Communities model puts Smiths Ferry at the 99th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 178 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Smiths Ferry at the 99th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Smiths Ferry's building exposure, zone by zone
Of Smiths Ferry's 178 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Smiths Ferry ranks
Smiths Ferry scores 99th nationally and 97th within Idaho — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Smiths Ferry ranks 321 for wildfire risk (1 is highest) and 25,706 by building count (1 is largest). Within Idaho alone, it ranks 7 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Smiths Ferry and the insurance market
Smiths Ferry's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Smiths Ferry (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Smiths Ferry's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Smiths Ferry, see the exposure-zones guide.