Smithfield, PA
Smithfield, PA's wildfire risk, in USFS's own numbers
Smithfield's 517 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Smithfield at the 37th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
52.2% of Smithfield's 517 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 47.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Smithfield against the rest of the country
Smithfield scores 35th nationally and 50th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Smithfield ranks 20,530 for wildfire risk (1 is highest) and 17,078 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,006 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Smithfield and the insurance market
Smithfield's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Smithfield (52.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Smithfield's figures come from
Smithfield's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Smithfield's dominant indirect exposure actually means, with real examples from across the dataset.