Skyline, MN
How exposed is Skyline to wildfire?
USFS's Wildfire Risk to Communities model puts Skyline at the 45th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 132 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Skyline's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Skyline's building exposure, zone by zone
USFS classifies 68.9% of Skyline's buildings as Direct exposure, higher than its 0.8% Indirect share and far above its 30.3% Minimal share — a profile where 91 structures sit close enough to vegetation that lot clearing matters most.
How Skyline compares
Compare Skyline's two percentiles: 64th within Minnesota, only 45th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Skyline ranks 17,456 for wildfire risk (1 is highest) and 27,624 by building count (1 is largest). Within Minnesota alone, it ranks 333 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Skyline and the insurance market
Skyline's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Skyline (68.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Skyline's figures come from
Skyline's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Skyline's dominant direct exposure actually means, with real examples from across the dataset.