Skyline, AL
Skyline wildfire risk explained
USFS scores Skyline at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 718 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Skyline at the 74th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Skyline's building exposure, zone by zone
97.1% of Skyline's 718 buildings sit in USFS's Direct exposure zone, roughly 697 structures close enough to burnable vegetation for flame contact, not just embers — 2.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Skyline ranks
Skyline ranks lower within Alabama (47th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Skyline ranks 9,380 for wildfire risk (1 is highest) and 14,469 by building count (1 is largest). Within Alabama alone, it ranks 315 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Skyline
At the 70th percentile nationally, Skyline carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 97.1% of Skyline in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Skyline's figures come from
Every one of the two percentiles behind Skyline's 9,380-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Skyline's dominant direct exposure actually means, with real examples from across the dataset.