Sky Valley, GA
Sky Valley, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Sky Valley at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 567 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sky Valley at the 77th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
96.7% of Sky Valley's 567 buildings sit in USFS's Direct exposure zone, roughly 548 structures close enough to burnable vegetation for flame contact, not just embers — 3.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Sky Valley compares
Sky Valley scores 74th nationally and 79th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sky Valley ranks 8,187 for wildfire risk (1 is highest) and 16,292 by building count (1 is largest). Within Georgia alone, it ranks 143 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Sky Valley carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Sky Valley (96.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 567 counted buildings into the percentiles shown above for Sky Valley. For more on what direct exposure implies beyond Sky Valley, see the exposure-zones guide.