Skillman, NJ
Skillman, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Skillman lands at the 40th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 203 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Skillman's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Skillman's buildings actually sit
97% of Skillman's 203 buildings sit in USFS's Direct exposure zone, roughly 197 structures close enough to burnable vegetation for flame contact, not just embers — 3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Skillman ranks
Skillman scores 40th nationally and 42nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Skillman ranks 19,069 for wildfire risk (1 is highest) and 24,737 by building count (1 is largest). Within New Jersey alone, it ranks 404 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Skillman and the insurance market
Skillman's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Skillman (97%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Skillman's 19,069-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Skillman, see the exposure-zones guide.