Skidway Lake, MI
Skidway Lake, MI's wildfire risk, in USFS's own numbers
Skidway Lake sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,646 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Skidway Lake at the 51st percentile, close to its 51st-percentile risk score.
Where Skidway Lake's buildings actually sit
2,646 buildings are counted in Skidway Lake, and 79% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.8% rated Minimal.
How Skidway Lake compares
Skidway Lake's 96th-percentile standing inside Michigan outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Skidway Lake ranks 15,411 for wildfire risk (1 is highest) and 6,025 by building count (1 is largest). Within Michigan alone, it ranks 34 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Skidway Lake
Skidway Lake's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 79% of Skidway Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Skidway Lake's figures come from
The methodology guide shows exactly how USFS turned 2,646 counted buildings into the percentiles shown above for Skidway Lake. The exposure-zones guide covers what Skidway Lake's dominant direct exposure actually means, with real examples from across the dataset.