WildfireRiskFinder

Skidmore, TX

Skidmore, TX's wildfire risk, in USFS's own numbers

Very High
88thpercentile nationally

Skidmore's 899 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Skidmore's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.

Where Skidmore's buildings actually sit

899Total buildings
60.9%Direct exposure
39.2%Indirect exposure
0%Minimal exposure

Of Skidmore's 899 counted buildings, 60.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.

How Skidmore compares

There's little gap between Skidmore's 88th national percentile and its 80th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Skidmore ranks 3,796 for wildfire risk (1 is highest) and 12,734 by building count (1 is largest). Within Texas alone, it ranks 358 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Skidmore and the insurance market

Skidmore's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Lowering exposure, not just insuring around it

Skidmore's 60.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.

More on how this number was built

Every one of the two percentiles behind Skidmore's 3,796-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Skidmore, see the exposure-zones guide.