Skiatook, OK
How exposed is Skiatook to wildfire?
Skiatook sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 3,949 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Skiatook at the 96th percentile, close to its 95th-percentile risk score.
Where Skiatook's buildings actually sit
USFS puts 56.1% of Skiatook's 3,949 buildings in the Indirect exposure zone, versus 43.3% Direct and 0.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Skiatook compares
Inside Oklahoma, Skiatook sits at just the 79th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Skiatook ranks 1,612 for wildfire risk (1 is highest) and 4,293 by building count (1 is largest). Within Oklahoma alone, it ranks 182 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Skiatook and the insurance market
At the 95th percentile nationally, Skiatook carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Skiatook (56.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,949 counted buildings into the percentiles shown above for Skiatook. For more on what indirect exposure implies beyond Skiatook, see the exposure-zones guide.