Skamokawa Valley, WA
How exposed is Skamokawa Valley to wildfire?
USFS scores Skamokawa Valley at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 453 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Skamokawa Valley at the 27th percentile, close to its 27th-percentile risk score.
Where Skamokawa Valley's buildings actually sit
89.6% of Skamokawa Valley's 453 buildings sit in USFS's Direct exposure zone, roughly 406 structures close enough to burnable vegetation for flame contact, not just embers — 9.3% fall in the Indirect, ember-only zone and 1.1% are Minimal.
Where Skamokawa Valley ranks
Within Washington, Skamokawa Valley ranks higher (45th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Skamokawa Valley ranks 22,993 for wildfire risk (1 is highest) and 18,232 by building count (1 is largest). Within Washington alone, it ranks 344 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Skamokawa Valley's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Skamokawa Valley's 89.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Skamokawa Valley's figures come from
The methodology guide shows exactly how USFS turned 453 counted buildings into the percentiles shown above for Skamokawa Valley. The exposure-zones guide covers what Skamokawa Valley's dominant direct exposure actually means, with real examples from across the dataset.