Sims, IL
Sims, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Sims at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 218 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sims at the 2nd percentile, close to its 2nd-percentile risk score.
Where Sims's buildings actually sit
Most of Sims's buildings (78.9% of 218) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Sims ranks
Sims's risk sits at a similar level relative to Illinois (13th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sims ranks 31,012 for wildfire risk (1 is highest) and 24,192 by building count (1 is largest). Within Illinois alone, it ranks 1,265 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Sims
Sims's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Sims's 78.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Sims's figures come from
Sims's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sims's dominant minimal exposure actually means, with real examples from across the dataset.