Simonton, TX
Simonton wildfire risk explained
Out of every US place USFS scores, Simonton lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 574 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Simonton's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Simonton's buildings actually sit
Of Simonton's 574 counted buildings, 99.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Simonton against the rest of the country
Simonton ranks lower within Texas (58th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Simonton ranks 6,728 for wildfire risk (1 is highest) and 16,188 by building count (1 is largest). Within Texas alone, it ranks 753 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Simonton's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Simonton
Because Direct exposure dominates in Simonton (99.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 574 counted buildings into the percentiles shown above for Simonton. For more on what direct exposure implies beyond Simonton, see the exposure-zones guide.