Simonton Lake, IN
Simonton Lake, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Simonton Lake lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,191 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Simonton Lake at the 7th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Simonton Lake's building exposure, zone by zone
Only 32.3% of Simonton Lake's 2,191 buildings carry Direct exposure and 0% carry Indirect; the remaining 67.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Simonton Lake compares
Compare Simonton Lake's two percentiles: 43rd within Indiana, only 6th nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Simonton Lake ranks 29,529 for wildfire risk (1 is highest) and 6,956 by building count (1 is largest). Within Indiana alone, it ranks 550 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Simonton Lake
Simonton Lake's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Simonton Lake's 67.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Simonton Lake's 29,529-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Simonton Lake, see the exposure-zones guide.