Silverhill, AL
How exposed is Silverhill to wildfire?
Out of every US place USFS scores, Silverhill lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 523 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silverhill at the 85th percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
523 buildings are counted in Silverhill, and 78.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Silverhill ranks
Silverhill's risk sits at a similar level relative to Alabama (83rd percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Silverhill ranks 5,597 for wildfire risk (1 is highest) and 16,971 by building count (1 is largest). Within Alabama alone, it ranks 104 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Silverhill
Silverhill's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 78.2% of Silverhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 523 counted buildings into the percentiles shown above for Silverhill. For more on what direct exposure implies beyond Silverhill, see the exposure-zones guide.