Silverdale, WA
How exposed is Silverdale to wildfire?
Out of every US place USFS scores, Silverdale lands at the 19th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 7,385 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silverdale at the 20th percentile, close to its 19th-percentile risk score.
Silverdale's building exposure, zone by zone
Most of Silverdale's buildings (51.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 7,385 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Silverdale ranks
Silverdale's risk sits at a similar level relative to Washington (28th percentile statewide) as it does nationally (19th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Silverdale ranks 25,483 for wildfire risk (1 is highest) and 2,312 by building count (1 is largest). Within Washington alone, it ranks 449 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Silverdale's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 51.3% of Silverdale's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Silverdale's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Silverdale, see the exposure-zones guide.