Silver Summit, UT
Silver Summit wildfire risk explained
Silver Summit's 1,051 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silver Summit at the 91st national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,051 buildings are counted in Silver Summit, and 95.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Silver Summit ranks
Silver Summit's 94th national percentile looks worse in isolation than its 73rd ranking inside Utah does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Silver Summit ranks 2,000 for wildfire risk (1 is highest) and 11,592 by building count (1 is largest). Within Utah alone, it ranks 89 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Silver Summit
At the 94th percentile nationally, Silver Summit carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Silver Summit's 95.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,051 counted buildings into the percentiles shown above for Silver Summit. For more on what direct exposure implies beyond Silver Summit, see the exposure-zones guide.