Silver Star, MT
Silver Star, MT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Silver Star lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 81 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silver Star at the 66th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Silver Star's buildings actually sit
Of Silver Star's 81 counted buildings, 96.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Silver Star ranks
Inside Montana, Silver Star sits at just the 39th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Silver Star ranks 9,391 for wildfire risk (1 is highest) and 29,855 by building count (1 is largest). Within Montana alone, it ranks 290 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Silver Star
At the 70th percentile nationally, Silver Star carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Silver Star (96.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Silver Star's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Silver Star, see the exposure-zones guide.