Silver Plume, CO
How exposed is Silver Plume to wildfire?
Silver Plume sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 155 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silver Plume at the 89th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
75.5% of Silver Plume's 155 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Silver Plume against the rest of the country
There's little gap between Silver Plume's 92nd national percentile and its 79th percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Silver Plume ranks 2,452 for wildfire risk (1 is highest) and 26,646 by building count (1 is largest). Within Colorado alone, it ranks 98 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Silver Plume
Silver Plume's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 75.5% of Silver Plume's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Silver Plume's 2,452-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Silver Plume, see the exposure-zones guide.