Silver Lake (Warren), NJ
How exposed is Silver Lake (Warren) to wildfire?
Silver Lake (Warren)'s 220 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silver Lake (Warren) at the 45th percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.6% of Silver Lake (Warren)'s buildings as Direct exposure, higher than its 0.5% Indirect share and far above its 0% Minimal share — a profile where 219 structures sit close enough to vegetation that lot clearing matters most.
Where Silver Lake (Warren) ranks
There's little gap between Silver Lake (Warren)'s 43rd national percentile and its 46th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Silver Lake (Warren) ranks 17,966 for wildfire risk (1 is highest) and 24,133 by building count (1 is largest). Within New Jersey alone, it ranks 376 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Silver Lake (Warren) and the insurance market
Silver Lake (Warren)'s elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Silver Lake (Warren)'s 99.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Silver Lake (Warren)'s figures come from
Silver Lake (Warren)'s 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Silver Lake (Warren)'s dominant direct exposure actually means, with real examples from across the dataset.