Silver Lake, OH
Silver Lake, OH's wildfire risk, in USFS's own numbers
Silver Lake sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,136 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silver Lake at the 25th percentile, close to its 24th-percentile risk score.
Where Silver Lake's buildings actually sit
Silver Lake rates 80.8% Minimal exposure against just 19.2% Direct and 0% Indirect — of 1,136 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Silver Lake against the rest of the country
Silver Lake's 56th-percentile standing inside Ohio outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Silver Lake ranks 24,088 for wildfire risk (1 is highest) and 11,039 by building count (1 is largest). Within Ohio alone, it ranks 556 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Silver Lake's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 80.8% of buildings rated Minimal exposure, Silver Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,136 counted buildings into the percentiles shown above for Silver Lake. For more on what minimal exposure implies beyond Silver Lake, see the exposure-zones guide.