Silver Lake, MN
Silver Lake, MN's wildfire risk, in USFS's own numbers
Silver Lake's 502 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silver Lake at the 27th percentile, close to its 33rd-percentile risk score.
Where Silver Lake's buildings actually sit
Silver Lake rates 91% Minimal exposure against just 9% Direct and 0% Indirect — of 502 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Silver Lake against the rest of the country
Silver Lake's risk sits at a similar level relative to Minnesota (40th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Silver Lake ranks 21,242 for wildfire risk (1 is highest) and 17,313 by building count (1 is largest). Within Minnesota alone, it ranks 553 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Silver Lake
At the 33rd national percentile, Silver Lake rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Silver Lake
Even with 91% of Silver Lake outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Silver Lake's figures come from
Silver Lake's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Silver Lake's dominant minimal exposure actually means, with real examples from across the dataset.