Silver Lake (Essex), NJ
How exposed is Silver Lake (Essex) to wildfire?
Silver Lake (Essex) sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 945 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Silver Lake (Essex) at the 19th percentile, close to its 16th-percentile risk score.
Silver Lake (Essex)'s building exposure, zone by zone
Only 0% of Silver Lake (Essex)'s 945 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Silver Lake (Essex) against the rest of the country
There's little gap between Silver Lake (Essex)'s 16th national percentile and its 2nd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Silver Lake (Essex) ranks 26,542 for wildfire risk (1 is highest) and 12,342 by building count (1 is largest). Within New Jersey alone, it ranks 688 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Silver Lake (Essex) and the insurance market
Silver Lake (Essex)'s low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Silver Lake (Essex)
Even with 100% of Silver Lake (Essex) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 945 counted buildings into the percentiles shown above for Silver Lake (Essex). For more on what minimal exposure implies beyond Silver Lake (Essex), see the exposure-zones guide.