Silver Grove, KY
Silver Grove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Silver Grove at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 528 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silver Grove at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 51.7% of Silver Grove's buildings as Direct exposure, higher than its 48.3% Indirect share and far above its 0% Minimal share — a profile where 273 structures sit close enough to vegetation that lot clearing matters most.
Where Silver Grove ranks
Silver Grove scores 17th nationally and 27th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Silver Grove ranks 26,309 for wildfire risk (1 is highest) and 16,893 by building count (1 is largest). Within Kentucky alone, it ranks 404 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Silver Grove and the insurance market
Silver Grove's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Silver Grove's 51.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Silver Grove's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Silver Grove, see the exposure-zones guide.