Silver Creek, NY
Silver Creek wildfire risk explained
Silver Creek's 1,341 buildings earn a 27th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silver Creek at the 28th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Silver Creek's building exposure, zone by zone
Most of Silver Creek's buildings (47.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Silver Creek ranks
Within New York, Silver Creek ranks higher (57th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Silver Creek ranks 22,923 for wildfire risk (1 is highest) and 9,878 by building count (1 is largest). Within New York alone, it ranks 558 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 27th national percentile, Silver Creek rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Silver Creek
Because 47.3% of Silver Creek's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Silver Creek's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Silver Creek, see the exposure-zones guide.